Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Affirm is looking for a Senior Staff Software Engineer to take on a key role in defining the technical direction and foster innovation across the engineering organization. You’ll work closely with engineering leaders, cross-functional teams, and stakeholders to create solutions that are scalable, reliable, and high-performing. You'll help shape best practices, guide architectural choices, and drive the successful delivery of critical initiatives. This role requires a high level of technical ability, leadership skills, strong cross-functional communication, and a creative mindset. You will be responsible for building large-scale distributed systems, and developing the overall technology strategy for a domain within our engineering org.
Several of our engineering teams are hiring and our interview process is designed to make sure we find the best mutual team fit. See below for information on our various engineering teams:
Direct to Consumer: We focus on building features that help re-engage existing users, encourage repeat use of Affirm products, and provide value to existing customers within our app and marketplace.
Merchant Engineering: We build products for and relationships with our merchants and our partners. In a world where sellers have many choices for payments and financing, we delight them with extraordinary product and service experiences. We make products that are a joy for developers to integrate with, making it easy for Merchants and Partners to unlock the value of being part of Affirm’s network. Software Development teams are primarily tasked with building the experiences, APIs, and other interfaces Merchants use to accept Affirm as a payment method.
Financial Platforms: We provide a highly consistent and fault-tolerant financial platform that empowers Affirm products. We handle automation of complex financial processes at scale, integrations with banks and payment platforms, and keep Affirm's financial records and assets in order.
Decisions Foundations: We power Affirm’s data-driven and customer-centric financial products. Our platforms simplify data integration, create/deploy machine learning models, and enable multivariate testing of product changes. Additionally, we build the real-time decision-making systems driving Affirm's financial products; from authentication and identity verification to fraud detection, credit underwriting, and pricing. We are focused on managing our risk exposure, growing our business, and empowering all Affirmers to make better products and experiences for our customers.
Infrastructure Platform: Our team is responsible for building products and systems that allow the rest of engineering to produce and deploy software that is scalable, reliable, secure, correct, consistent, and well tested. Infrastructure Platform collaborates across the business to find simple, consistent, clean and scalable solutions to their business requirements.
Trust & Safety: Our team is committed to safeguarding Affirm from fraud, reputational, and compliance risks. We ensure users can securely establish their identities and interact with Affirm's products. We use data-driven decisioning to manage risk as a competitive advantage, enabling every legitimate consumer to use Affirm's products and services. We are also responsible for monitoring alerts and responding to critical issues, ensuring the smooth operation of Affirm's services.
What You'll Do
- Design, implement, and extend core platform services and APIs to enable new products and features to be built
- Architect and build the next version of our data-processing pipeline
- Create 3rd party developer APIs and tools
- Analyze/debug performance issues across distributed services
- Plan, design, and build our core platform software and systems to scale with an increasing number of users, features, business requirements, partners, and new engineers
What We Look For
- Passionate: Passionate about Affirm's Mission: "Deliver Honest Financial Products that improve lives"
- Technical: Solid CS fundamentals and fluency of a dynamically typed language. We primarily use Python, but members of our team have backgrounds in a wide range of technologies
- Collaborative: Enjoys cross team collaboration especially with product managers and designers
- Humble: You have the humility and self-awareness to understand and navigate the unknown
- User Focused: Cares about the details in the user experience
- Experienced: Background building real-time distributed web services, developing systems in web application frameworks and implementing highly available data storage
Base Pay Grade - R
Equity Grade - 15
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000
USA base pay range (all other U.S. states) per year: $232,000 - $282,000
#LI-Remote
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Top Skills
What the Team is Saying
What We Do
Since our founding over a decade ago, our mission has been to deliver honest financial products that improve lives. That mission hasn’t changed—and it never will. At Affirm, we believe money shouldn’t dictate your direction in life. That it should open up options instead of limiting them, and help you get where you’re going without getting in your way. That’s why we offer people the financial flexibility to choose what works for them—in finances and in life.
Why Work With Us
Who is an Affirmer?
/noun/
Someone who believes finance shouldn’t be complicated. We come from a diverse set of backgrounds and we’re driven by the desire to improve lives through honest financial products. We define success by challenging one another to bring our best ideas to every single project—and we have fun while doing it.
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Affirm Offices
Remote Workspace
Employees work remotely.
Affirm is a remote-first company! Our employees can work anywhere in the U.S. but if an office is more your style, we have office locations in San Francisco, Chicago, New York City, and Pittsburgh.
