Software Engineer, Underwriting

About Us

Move money. Make money. Finix is a full-stack acquirer processor, empowering businesses of all sizes with flexible, modern payment solutions. Processing billions of dollars annually, Finix enables SaaS, marketplace, and e-commerce platforms to accept payments, manage payouts, and onboard merchants seamlessly. With our no-code, low-code, and developer-friendly tools, businesses can get up and running in hours—not months.

Finix has raised over $175M, including a $75M Series C led by Acrew Capital, with participation from Lightspeed Venture Partners, Leap Global, American Express Ventures, Bain Capital Ventures, Homebrew, Inspired Capital, Sequoia Capital, Visa, and others.

About the Role:

When Finix services fail, human beings are not getting their money they need to survive. There is no room for failure or inaccuracy. 

You would be joining the team delivering the latest exciting Finix initiative: Underwriting. Underwriting is the process of determining which merchants are permitted to use the Finix platform.

The Underwriting Team's charter is to deliver an underwriting system that is an unbiased, automated merchant underwriting process, minimizes the opportunity for fraudulent merchants, and is easy for customers, the Finix support team, and the Finix customer success team to use.

You Will:

• Create quality code and associated tests that eliminate stress in other teams and our customers
• Ensure that the merchant underwriting process is unbiased
• Understand and demonstrate the importance of handling sensitive financial data about fellow humans
• An eagerness to actively improve the product and culture
• Compassionately assist other team members to improve and be open about asking for assistance

You Are:

• Comfortable continuously delivering code, infrastructure, and tests throughout the product development lifecycle. 
• Able to lead proposals, design, and architect big systems through research into use cases 
• Obsessed with finding edge cases, understanding requirements, and design implications 
• Proactive in monitoring running systems and troubleshooting production issues
• Committed to communicating and working cross-functionally with other teams to ensure the delivery of quality code and features

You Have:

• Have 4+ years of experience and several life-cycles of designing and building systems using Java
• An appreciation for code, maintainability, testability, and clarity
• A depth of experience along with a strong sense of what is readable, maintainable code
• Good communication skills with non-technical fellow Finixians and customers

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Finix is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected class.

Role: Software Engineer IV

Level: IC4

Location: San Francisco, CA

Base Salary Range: $160,000/yr to $210,000/yr + equity + benefits

Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries at our headquarters in San Francisco, California. Individual pay is determined by work location, job related skills, experience, and relevant education or training.