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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
Who we are
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation fintech company using innovative technology to help our millions of members reach their financial goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role
We are seeking an experienced Senior Staff Software Engineer to join our SoFi Commercial Banking team. This is a newly formed division, and a successful candidate will have the opportunity to shape the direction, technical roadmap, and contribute significantly to the payments and bank sponsorship domain.
The ideal candidate is a technical and innovative individual contributor who can help guide the overall vision of their team as well as the broader Bank organization. We are looking for engineers who can bring fresh perspectives, thought leadership, vision and help us scale for the future. Those with a high sense of ownership, empathy, and disruption will thrive in our team, especially those who inspire others to bring their best to our mission. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation, implementation, deployment, continued improvement and evolution.
What You'll Do
- Shape technical architecture & design of Commercial Payments platform
- Collaborate with cross-functional teams to implement new product features & optimize existing systems
- Conduct code reviews, provide feedback, and mentor junior engineers
- Participate in architecture discussions and contribute to tech decision-making
- Stay current with industry trends, bring innovative ideas, and contribute to engineering standards
- Troubleshoot complex technical issues and work across teams to resolve conflicts
Qualifications
- Bachelor's or Master's in Computer Science or related field
- 8+ years of experience as a software engineer, designing and implementing complex software solutions
- Deep understanding of software architecture, design patterns, and best practices
- Extensive experience with Java/Kotlin, Spring, AWS, Kubernetes, Temporal, Kafka, and DynamoDB
- Proficiency with Git and CI/CD systems
- Experience in collaborative coding, code reviews, and pull requests
- Proven track record of scaling highly available and critical systems
- Excellent communication and interpersonal skills
- Willingness to collaborate and drive projects to completion
Nice to Have
- Fintech, payments, or banking experience
- Experience with cloud-native technologies
- Knowledge of security best practices in financial systems
- Experience with performance optimization and troubleshooting in distributed systems
- Expertise in analytics, metrics, and monitoring
- Machine Learning and automated decision experience
- GraphQL experience
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
Top Skills
SoFi San Francisco, California, USA Office
Our new headquarters opened in 2019. The office provides an open work environment, an all-hands area, a café, library, coffee points on every floor, and executive conference rooms. The game room and roof-top lounge area provide space to take a break and look at the incredible downtown view.
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