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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
Title: Senior Software Engineer, Full Stack
Location: San Francisco, hybrid (onsite 1-2x per week)
The role
At SoFi, our mission is to help our members achieve financial independence and realize their ambitions. The Member Engineering Team plays a pivotal role in this mission by leveraging innovative marketing technologies to drive high-quality member growth.
We’re seeking a Senior Full Stack Software Engineer to help design, build, and optimize scalable systems that empower SoFi to acquire, engage, and retain members seamlessly.
As a Senior Full Stack Engineer, you’ll be at the forefront of architecting and developing data-driven solutions that reduce friction for our members and drive SoFi’s growth strategy. You’ll collaborate with Product, Design, Engineering, and Data Science to build systems that scale, improve marketing effectiveness, and unlock new opportunities for member acquisition.
This is a high-impact, hands-on role requiring a blend of technical excellence, architectural vision, and leadership. Your contributions will directly influence SoFi’s business success and improve the financial well-being of our members. If you thrive in a fast-paced environment, love solving complex problems, and are passionate about innovation, we’d love to hear from you!
What you’ll do
- Architect and scale high-performance systems and services that drive member growth and marketing efficiency.
- Collaborate cross-functionally with Product, Design, Engineering, and Data Science teams to translate business needs into scalable technical solutions.
- Mentor and inspire engineers through code reviews, technical leadership, and fostering a culture of innovation and collaboration.
- Solve complex challenges across infrastructure, data pipelines, and backend services to ensure systems are robust, reliable, and future-proof.
- Drive innovation by identifying opportunities for new technologies, AI/ML-driven marketing, and process improvements to enhance marketing capabilities.
- Own the full lifecycle of projects—from ideation to deployment, monitoring, and continuous improvement.
- Stay ahead of industry trends by exploring advancements in AI/ML, personalization, and automation to optimize SoFi’s marketing strategies.
What you’ll need
- Bachelor’s Degree in Computer Science or related field.
- 5+ years of software engineering experience, with a proven track record of delivering scalable, production-grade applications.
- Full-stack experience, including frontend (React, TypeScript) or infrastructure (Kafka, CI/CD, observability tools).
- Strong backend expertise in Java, Kotlin, or Scala, with experience in frameworks like Spring Boot.
- Experience designing and deploying microservices in a cloud-native environment (Kubernetes, Docker, Kafka, AWS).
- Proficiency in relational databases (PostgreSQL) and ORMs with an ability to optimize data access patterns.
- Ability to balance engineering excellence with business impact, prioritizing high-value initiatives.
- Strong problem-solving skills and a passion for delivering efficient, well-tested, and maintainable solutions.
- Excellent communication skills and ability to collaborate cross-functionally with marketing, product, and data teams.
Nice to have
- Experience with MarTech or AdTech platforms, like marketing campaign orchestration, SEO, attribution, and personalization.
- Interest in personal finance, fintech, or SoFi’s mission.
- Prior experience working with AI/ML-driven marketing solutions.
Why Join SoFi?
At SoFi, you’ll be part of a collaborative, forward-thinking team that values innovation, ownership, and impact. You’ll have the opportunity to work on challenging problems, shape the future of financial technology, and grow your career in a supportive and dynamic environment.
If you’re passionate about building systems that drive growth, thrive in a collaborative culture, and want to impact millions of members’ financial lives, we’d love to hear from you.
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
Top Skills
SoFi San Francisco, California, USA Office
Our new headquarters opened in 2019. The office provides an open work environment, an all-hands area, a café, library, coffee points on every floor, and executive conference rooms. The game room and roof-top lounge area provide space to take a break and look at the incredible downtown view.
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