About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!
The Team
We’re looking for a Senior Application Security Engineer to join our growing Information Security team. Your primary function will be to work with Upstart’s engineering and product management teams to ensure that our product platform is secure, safe and reliable.
You’ll have the latitude to touch every aspect of our security strategies, with the opportunity to specialize as the team grows. As one of the key resources on the Security team, you will have significant influence over the design of Upstart's Security program.
Position Location - This role is available in the following locations: San Mateo, Columbus, Austin, Remote (#LI-REMOTE)
Time Zone Requirements - This team operates on the East/West Coast time zones.
Travel Requirements - This team has regular on-site collaboration sessions. These occur 5 days per Quarter at one of our office locations or some other off-site location determined by your team/manager. If you need to travel to make these meetups, Upstart will cover all travel related expenses.
How you’ll make an impact:
- Work closely with our engineering and data science teams to securely design and implement new products and features, including the development and maintenance of threat models for high-risk functionality.
- Set up a regular vulnerability scanning tools and manage remediation of identified issues
- Support teams with vulnerability remediation efforts, including the design of remediation strategies.
- Assess the threat model for cloud native infrastructures and applications
- Identify and design company-wide security controls and solutions.
- Operate as an integral member of the engineering team and advocate for security best practices across the organization
- Help identify Upstart’s internal and external attack surface in a dynamic environment
What we’re looking for:
Minimum requirements:
- 3+ years of experience in an application security or security engineering-focused role
- An IT/CS degree or equivalent knowledge
- Experience in Java, Python or Ruby development
- Knowledge of industry standard authentication and authorization protocols (TLS, SAML, etc)
- Previous usage or knowledge of SAST/DAST and vulnerability scanners
- Understanding of Full Stack Development, SDLC, and CI/CD pipelines
- Understanding of network stack and common protocols
- A self-starter who is comfortable getting hands-on and engaging in all areas of product security, from ideation to deployment.
- Ability to collaborate cross-functionally and communicate effectively with highly technical teams
Preferred qualifications:
- 7+ years of experience in a high-security environment
- MS degree or equivalent knowledge
- Certification in IT or cybersecurity (e.g. OSCP, OSCE, OSWE)
- Experience conducting product/application level security audits, penetration tests, and security focused code reviews
- AWS, K8s and CI/CD pipeline experience
- Contributions to the security industry (e.g. whitepaper, security advisories, OSS projects, patents)
Position Location - This role is available in the following locations: Remote, San Mateo, Columbus, Austin
Time Zone Requirements - This team operates across all U.S. time zones.
Travel Requirements - This team has regular on-site collaboration sessions. These occur 3 days per quarter at an Upstart office. If you need to travel to make these meetups, Upstart will cover all travel related expenses.
What you'll love:
- Competitive Compensation (base + bonus & equity)
- Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday, vacation, sick and safety leave
- Supportive parental, family care, and military leave programs
- Annual wellness, technology & ergonomic reimbursement programs
- Social activities including team events and on-sites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
- Catered lunches + snacks & drinks when working in offices
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
United States | Remote - Anticipated Base Salary Range
$163,300—$226,400 USD
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com
https://www.upstart.com/candidate_privacy_policy
Top Skills
Upstart San Mateo, California, USA Office
Upstart's office in San Mateo is located on the peninsula between San Francisco and the South Bay with easy Caltrain access and proximity to several apartment complexes. The office is close to several shopping donations including an outdoor beer garden.
Similar Jobs at Upstart
What you need to know about the San Francisco Tech Scene
Key Facts About San Francisco Tech
- Number of Tech Workers: 365,500; 13.9% of overall workforce (2024 CompTIA survey)
- Major Tech Employers: Google, Apple, Salesforce, Meta
- Key Industries: Artificial intelligence, cloud computing, fintech, consumer technology, software
- Funding Landscape: $50.5 billion in venture capital funding in 2024 (Pitchbook)
- Notable Investors: Sequoia Capital, Andreessen Horowitz, Bessemer Venture Partners, Greylock Partners, Khosla Ventures, Kleiner Perkins
- Research Centers and Universities: Stanford University; University of California, Berkeley; University of San Francisco; Santa Clara University; Ames Research Center; Center for AI Safety; California Institute for Regenerative Medicine
