Risk Management - Lead Credit Officer, Vice President

Job Description
Bring your expertise to JP Morgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Lead Credit Officer in the Community Development Real Estate underwriting, you will play an integral role in the bank's Community Reinvestment Act (CRA) mission by financing the construction of affordable housing. You will be responsible for taking a leadership role underwriting transactions, preparing credit packages, closing transactions, and monitoring projects through repayment.

• Develop best practices through accountability and leadership
• Prepare and review underwriting packages, including development budgets and project economics
• Prepare and present credit packages, identifying a transaction's credit risk
• Provide accurate analysis and present findings and recommendations to senior management
• Review third-party reports and loan documents
• Participate in closing calls with clients and deal team
• Collaborate and communicate with external and internal stakeholders
• Manage projects and closing timelines
• Attend site visits and industry events
• Manage a portfolio on loans, reporting on projects under construction, collaborating on annual reviews, and preparing modifications

• At least 7 years of experience in a community development real estate
• Experience in affordable housing finance, including Low Income Housing Tax Credits and subsidy financing
• Excellent teamwork and customer service, consistently delivering on commitments to colleagues and customers
• Leadership and analytical skills, with experience synthesizing information, developing recommendations, making decisions, and problem solving
• Project management skills, demonstrating organization, timeliness, execution, and collaboration
• Attention to detail
• Proficient in Microsoft Office
• Master's or Bachelor's degree

Across JPMorgan Chase, we serve millions of customers and many of the world's most prominent corporate and government clients. Our mission is to build a stronger, more equitable economy, and we strive to make a positive impact everyday with our customers in their communities. We are proud of our reputation as one of the world's most admired companies and we know that it's our people who make us successful. We are committed to a diverse and inclusive workplace where our employees are welcomed, valued and able to bring their authentic selves and best work forward.
About Us
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans
About the Team
Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.