Search the 19 jobs at Upgrade, Inc.

The Director of Model Risk Management will oversee all policies, procedures, and reporting for Upgrade's model risk management program. Responsibilities include managing model-related risks, conducting independent validations, ensuring compliance, and developing reports for senior management.

The Vice President of Sales for Flex Pay will develop and implement strategic sales initiatives, manage a high-performing sales team, and drive revenue growth by building partnerships in the retail sector and BNPL space. This role requires collaboration with cross-functional teams and leveraging customer insights to enhance development.

In this role, you will lead the Capital Markets team to establish funding capital from institutional investors for various lending products, negotiate legal agreements, analyze financing options, manage onboarding and compliance processes, and maintain relationships with investors. You will work closely with internal teams to ensure optimal funding strategies and reporting accuracy.

The Analyst will support the Capital Markets team by analyzing financing options, ensuring seamless transaction funding, and collaborating with various teams to manage balance sheets across lending products. Responsibilities also include providing collateral performance analysis, relationship management with investors, and project support.

The Director of Fair Lending Program will lead and manage Upgrade's Fair Lending Compliance initiatives, ensuring compliance with regulations and supporting external financial partners. Responsibilities include developing the fair lending program, coordinating with internal stakeholders, and supporting data analytics efforts related to fair lending analysis.

As a Manager in the Capital Markets team, you will lead the cash and balance sheet forecasting model, collaborate with various stakeholders, prepare forecasts and analyses, monitor cash flow trends, and present updates to executive leadership while assisting with asset-backed securities transactions.

As a Senior QA Automation Engineer, you will validate products through automation and functional testing, collaborate with product teams, identify testing strategies, and enhance software delivery at a fast pace while managing production configurations.

As a Credit Analyst, you'll underwrite and process auto loan applications, assess applicant creditworthiness, price loans according to market conditions, and resolve dealership concerns. You'll collaborate with various teams and stay updated on trends and regulations in the auto lending industry.

The Product Designer will work on creating flows, prototypes, and high-fidelity visuals for new products, collaborating with different teams to implement UI/UX best practices. You will use user research and analytics to inform design decisions and contribute to the internal design process and culture.

As an Account Manager, you will support the NA Commercial Retail team by driving segment growth for Upgrade Flex Pay. Responsibilities include managing merchant relationships, developing account plans, exceeding revenue targets, and collaborating cross-functionally to enhance product position.

The Senior Manager in FP&A will oversee the fair value assessment of the loan portfolio, ensuring accurate valuations and developing financial models to predict future loan value adjustments. This role collaborates with various internal teams and external firms to maintain valuation processes, prepare reports, and lead initiatives to improve efficiency.

As a Performance Marketing Manager, you will manage affiliate partnerships, oversee marketing campaigns, and collaborate across teams to optimize performance. Responsibilities include developing processes for partnership initiatives and creating reports on campaign effectiveness.

As a Fraud Investigations Analyst, you will review identity theft and account takeover claims, evaluate risks, and conduct customer interviews to gather information while utilizing internal data and research tools. You will escalate suspicious activities and manage assigned cases to support the Fraud Investigations and Operations Department.

As a Director of Credit Risk & Analytics at Upgrade, you will design and implement risk assessment strategies using financial data, oversee underwriting policy changes, ensure compliance with regulations, and collaborate with various departments to enhance customer experience and reduce onboarding times.

As a Lifecycle Marketing Manager, you will develop and optimize lifecycle marketing programs that enhance customer engagement and drive growth. This involves managing and executing campaigns across various channels including email, SMS, and in-app messaging while collaborating with cross-functional teams to analyze metrics and improve strategies.

The Head of Internal Audit will lead the internal audit function, ensuring effective governance, risk management, and control processes. Responsibilities include developing an audit strategy, overseeing audit execution, preparing findings reports, liaising with management, and ensuring compliance with regulations.

The AML Team Lead is responsible for managing the Financial Crimes Investigations Team's daily operations, serving as a liaison between the team and management, providing coaching to analysts, identifying training opportunities, assigning cases based on skills, and facilitating collaboration with other departments.

The Commercial Counsel will manage the entire contract negotiation process, collaborate with various internal and external stakeholders, and provide guidance on contract-related matters while ensuring compliance with legal standards and company policies.

The Manager of Capital Markets Reporting & Forecasting will oversee warehouse facility operations for various lending products, prepare reports for lenders, manage liquidity forecasting models, and collaborate with internal teams to ensure effective balance sheet management.